Tag

repayments

1 article

All Jun 2017 7 min read

How to calculate my worldwide income for HECS/HELP debt purposes

Reviewed and updated June 2026 This guide reflects the rules as at June 2026: the three ATO methods for calculating worldwide income (simplified self-assessment,…

Read article

Tweaks

Theme

Typography

Density

Audience

Hero variant

Accent

Expat Taxes Australia Wherever you are . . . we've got your Australian taxes covered!

We're that rare breed of accountants that you've been searching for - we specialise in tax returns and tax advice for Australian expatriates.

Got a question? Or want to book a free consultation? Send us a message below:

body::before{display:none !important}#ncf_sidebar{position:fixed !important}#ncf-body-bg{position:fixed !important;height:100% !important;pointer-events:none}img:is([sizes=auto i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px}img.wp-smiley,img.emoji{display:inline !important;border:none !important;box-shadow:none !important;height:1em !important;width:1em !important;margin:0 .07em !important;vertical-align:-.1em !important;background:none !important;padding:0 !important}:root{--wp--preset--aspect-ratio--square:1;--wp--preset--aspect-ratio--4-3:4/3;--wp--preset--aspect-ratio--3-4:3/4;--wp--preset--aspect-ratio--3-2:3/2;--wp--preset--aspect-ratio--2-3:2/3;--wp--preset--aspect-ratio--16-9:16/9;--wp--preset--aspect-ratio--9-16:9/16;--wp--preset--color--black:#000;--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:#fff;--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,#0693e3 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,#fcb900 0%,#ff6900 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,#ff6900 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px #fff,6px 6px #000;--wp--preset--shadow--crisp:6px 6px 0px #000}:where(body){margin:0}:where(.is-layout-flex){gap:.5em}:where(.is-layout-grid){gap:.5em}body .is-layout-flex{display:flex}.is-layout-flex{flex-wrap:wrap;align-items:center}.is-layout-flex>:is(*, div){margin:0}body .is-layout-grid{display:grid}.is-layout-grid>:is(*, div){margin:0}body{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px}:root :where(.wp-element-button, .wp-block-button__link){background-color:#32373c;border-width:0;color:#fff;font-family:inherit;font-size:inherit;font-style:inherit;font-weight:inherit;letter-spacing:inherit;line-height:inherit;padding-top:calc(.667em + 2px);padding-right:calc(1.333em + 2px);padding-bottom:calc(.667em + 2px);padding-left:calc(1.333em + 2px);text-decoration:none;text-transform:inherit}.has-black-color{color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-color{color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-color{color:var(--wp--preset--color--white) !important}.has-pale-pink-color{color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-color{color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-color{color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-color{color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-color{color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-color{color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-color{color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-color{color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-color{color:var(--wp--preset--color--vivid-purple) !important}.has-black-background-color{background-color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-background-color{background-color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-background-color{background-color:var(--wp--preset--color--white) !important}.has-pale-pink-background-color{background-color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-background-color{background-color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-background-color{background-color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-background-color{background-color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-background-color{background-color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-background-color{background-color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-background-color{background-color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-background-color{background-color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-background-color{background-color:var(--wp--preset--color--vivid-purple) !important}.has-black-border-color{border-color:var(--wp--preset--color--black) !important}.has-cyan-bluish-gray-border-color{border-color:var(--wp--preset--color--cyan-bluish-gray) !important}.has-white-border-color{border-color:var(--wp--preset--color--white) !important}.has-pale-pink-border-color{border-color:var(--wp--preset--color--pale-pink) !important}.has-vivid-red-border-color{border-color:var(--wp--preset--color--vivid-red) !important}.has-luminous-vivid-orange-border-color{border-color:var(--wp--preset--color--luminous-vivid-orange) !important}.has-luminous-vivid-amber-border-color{border-color:var(--wp--preset--color--luminous-vivid-amber) !important}.has-light-green-cyan-border-color{border-color:var(--wp--preset--color--light-green-cyan) !important}.has-vivid-green-cyan-border-color{border-color:var(--wp--preset--color--vivid-green-cyan) !important}.has-pale-cyan-blue-border-color{border-color:var(--wp--preset--color--pale-cyan-blue) !important}.has-vivid-cyan-blue-border-color{border-color:var(--wp--preset--color--vivid-cyan-blue) !important}.has-vivid-purple-border-color{border-color:var(--wp--preset--color--vivid-purple) !important}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background:var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background:var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background:var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background:var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important}.has-cool-to-warm-spectrum-gradient-background{background:var(--wp--preset--gradient--cool-to-warm-spectrum) !important}.has-blush-light-purple-gradient-background{background:var(--wp--preset--gradient--blush-light-purple) !important}.has-blush-bordeaux-gradient-background{background:var(--wp--preset--gradient--blush-bordeaux) !important}.has-luminous-dusk-gradient-background{background:var(--wp--preset--gradient--luminous-dusk) !important}.has-pale-ocean-gradient-background{background:var(--wp--preset--gradient--pale-ocean) !important}.has-electric-grass-gradient-background{background:var(--wp--preset--gradient--electric-grass) !important}.has-midnight-gradient-background{background:var(--wp--preset--gradient--midnight) !important}.has-small-font-size{font-size:var(--wp--preset--font-size--small) !important}.has-medium-font-size{font-size:var(--wp--preset--font-size--medium) !important}.has-large-font-size{font-size:var(--wp--preset--font-size--large) !important}.has-x-large-font-size{font-size:var(--wp--preset--font-size--x-large) !important}#jp-post-flair{padding-top:.5em}#content div.sharedaddy,#main div.sharedaddy,div.sharedaddy{clear:both}div.sharedaddy h3.sd-title{display:inline-block;font-size:9pt;font-weight:700;line-height:1.2;margin:0 0 1em}div.sharedaddy h3.sd-title:before{border-top:1px solid #dcdcde;content:"";display:block;margin-bottom:1em;min-width:30px;width:100%}div.jetpack-likes-widget-wrapper{min-height:50px;position:relative;width:100%}div.jetpack-likes-widget-wrapper .sd-link-color{font-size:12px}div.jetpack-comment-likes-widget-wrapper{min-height:31px;position:relative;width:100%}div.jetpack-comment-likes-widget-wrapper iframe{margin-bottom:0}#likes-other-gravatars{background-color:#fff;border:1px solid #dcdcde;border-radius:4px;box-shadow:none;display:none;height:auto;max-height:240px;min-width:220px;overflow:auto;padding:9px 12px 10px;position:absolute;z-index:1000}#likes-other-gravatars *{line-height:normal}#likes-other-gravatars .likes-text{color:#101517;font-size:12px;font-weight:500;padding-bottom:8px}#likes-other-gravatars :is(li,ul){list-style-type:none;margin:0;padding:0;text-indent:0}#likes-other-gravatars li:before{content:""}#likes-other-gravatars ul.wpl-avatars{display:block;max-height:190px;overflow:auto}#likes-other-gravatars ul.wpl-avatars li{float:none;height:28px;margin:0 0 4px;width:196px}#likes-other-gravatars ul.wpl-avatars li a{align-items:center;border-bottom:none !important;display:flex;gap:8px;margin:0 2px 0 0;text-decoration:none}#likes-other-gravatars ul.wpl-avatars li a span{color:#2c3338;font-size:12px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}#likes-other-gravatars ul.wpl-avatars li a img{background:none;border:none;border-radius:50%;box-sizing:border-box;margin:0 !important;padding:1px !important;position:static}div.sd-box{border-top:1px solid rgba(0,0,0,.13)}.jetpack-likes-widget-loaded iframe,.jetpack-likes-widget-loading .likes-widget-placeholder,.jetpack-likes-widget-unloaded .likes-widget-placeholder{display:block}.jetpack-likes-widget-loaded .likes-widget-placeholder,.jetpack-likes-widget-loading iframe,.jetpack-likes-widget-unloaded iframe{display:none}.comment-likes-widget,.entry-content .post-likes-widget,.post-likes-widget{border-width:0;margin:0}.comment-likes-widget-placeholder,.post-likes-widget-placeholder{border-width:0;margin:0;position:relative}.comment-likes-widget-placeholder{display:flex;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Oxygen-Sans,Ubuntu,Cantarell,Helvetica Neue,sans-serif;height:18px;position:absolute}.comment-likes-widget-placeholder:before{background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='none' d='M0 0h24v24H0z'/%3E%3Cpath fill='%232ea2cc' d='m12 2 2.582 6.953L22 9.257l-5.822 4.602L18.18 21 12 16.89 5.82 21l2.002-7.14L2 9.256l7.418-.304'/%3E%3C/svg%3E");background-repeat:no-repeat;background-size:16px 16px;color:#2ea2cc;content:"";display:inline-block;height:16px;padding-right:5px;position:relative;top:3px;width:16px}.post-likes-widget-placeholder .button{display:none}:is(.comment-likes-widget-placeholder,.post-likes-widget-placeholder) .loading{color:#999;font-size:12px}.comment-likes-widget-placeholder .loading{align-self:center;color:#4e4e4e;margin-top:4px;padding-left:5px}div.sharedaddy.sd-like-enabled .sd-like h3{display:none}div.sharedaddy.sd-like-enabled .sd-like .post-likes-widget{float:none;position:absolute;top:0;width:100%}.comment-likes-widget{width:100%}.cs-rating,.pd-rating{display:block !important}.sd-gplus .sd-title{display:none}@media print{.jetpack-likes-widget-wrapper{display:none}}body:not([class*=ncf_mobile]) .nks_cc_trigger_tabs.ncf_tab{top:50% !important}.ncf_mobile .nks_cc_trigger_tabs.ncf_tab{top:190px !important}.ncf_exposed #ncf-overlay{opacity:.7;-ms-filter:"progid:DXImageTransform.Microsoft.Alpha(Opacity=70)"}.ncf_exposed #ncf-overlay:hover{cursor:pointer;cursor:url("https://cdn-icbpj.nitrocdn.com/zuydDfGwYLOTfLxbWgZGTkzznOYSkWEk/assets/images/optimized/rev-8452270/www.expattaxes.com.au/wp-content/plugins/ninja-contact-form/img/close2.png") 16 16,pointer}#ncf_sidebar.ncf_imagebg_blur7{background-image:url("https://cdn-icbpj.nitrocdn.com/zuydDfGwYLOTfLxbWgZGTkzznOYSkWEk/assets/images/optimized/rev-8452270/www.expattaxes.com.au/wp-content/plugins/ninja-contact-form/img/bg/blur7.jpg")}#ncf_sidebar.ncf_imagebg_blur7.nitro-lazy{background-image:none !important}#ncf_sidebar{background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;background-size:cover;background-position:0 0}.ncf_color1,#ncf_sidebar .ncf_button:before{background-color:#ed1c24 !important}#ncf_sidebar.ncf_aerial input[type=text],#ncf_sidebar.ncf_aerial input[type=email],#ncf_sidebar.ncf_aerial input[type=date],#ncf_sidebar.ncf_aerial input[type=tel],#ncf_sidebar.ncf_aerial textarea,.ncf_aerial .ncf_user_firstname,.ncf_aerial .ncf_user_lastname,#ncf_sidebar.ncf_aerial .ncf_user_bio,#ncf_sidebar.ncf_aerial .wpcf7,#ncf_sidebar.ncf_aerial .ncf_select_wrap select,#ncf_sidebar .ncf_select_wrap:before,#ncf_sidebar input[type=checkbox]:checked+label:before,#ncf_sidebar input[type=radio]:checked+label:before{color:#ed1c24 !important}#ncf_sidebar.ncf_minimalistic .wpcf7 p,#ncf_sidebar.ncf_minimalistic .wpcf7-response-output{color:#ed1c24}.ncf_minimalistic .ncf_form_res_message{color:#ed1c24 !important}.ncf_minimalistic .ncf_sidebar_socialbar li a:hover{background-color:#ed1c24 !important}.ncf_minimalistic input:focus,.ncf_minimalistic textarea:focus{color:#d92d3c !important}#ncf_sidebar .ncf_err_msg,#ncf_sidebar .ncf_form_btn_wrapper .ncf_btn_close{}#ncf_sidebar.ncf_aerial .ncf_ph label{color:#ed1c24 !important}#ncf_sidebar input[type=checkbox]+label:before,#ncf_sidebar input[type=radio]+label:before{}#ncf_sidebar.ncf_minimalistic input[type=submit],#ncf_sidebar.ncf_aerial input[type=submit]{background-color:#ed1c24}#ncf_sidebar.ncf_aerial input[type=submit]{background-color:#ed1c24 !important;background-image:none !important;text-shadow:none}#ncf_sidebar.ncf_aerial input[type=submit].nitro-lazy{background-image:none !important}.ncf_color2{background-color:#471e1f !important}.ncf_minimalistic .ncf_user_bio,.ncf_minimalistic .wpcf7 p{color:#471e1f !important}#ncf_sidebar.ncf_aerial .ncf_user_title{color:#471e1f}.ncf_minimalistic .ncf_user_title{color:#ad7477 !important}.ncf_color3{background-color:#ad7477 !important}#ncf_sidebar.ncf_flat a.ncf_button,#ncf_sidebar.ncf_flat input[type=submit],#ncf_sidebar.ncf_minimalistic input[type=submit]{-webkit-box-shadow:0 2px 0px 2px #ad7477;-moz-box-shadow:0 2px 0px 2px #ad7477;box-shadow:0 2px 0px 2px #ad7477}#ncf_sidebar.ncf_flat a.ncf_button:active,#ncf_sidebar.ncf_flat input[type=submit]:active,#ncf_sidebar.ncf_minimalistic input[type=submit]:active{-webkit-box-shadow:0 1px 0px 2px #ad7477;-moz-box-shadow:0 1px 0px 2px #ad7477;box-shadow:0 1px 0px 2px #ad7477}.ncf_color4{background-color:#ff8990 !important}#ncf_sidebar.ncf_minimalistic input[type=text]:focus,#ncf_sidebar.ncf_minimalistic input[type=email]:focus,#ncf_sidebar.ncf_minimalistic input[type=date]:focus,#ncf_sidebar.ncf_minimalistic input[type=tel]:focus,#ncf_sidebar.ncf_minimalistic textarea:focus{border-color:#d92d3c;box-shadow:inset 0px -4px 0px 0px #ff8990}#ncf_sidebar .ncf_ph input:focus+label,#ncf_sidebar .ncf_has_value label,#ncf_sidebar .ncf_ph textarea:focus+label{color:#d92d3c}.ncf_color5{background-color:#d92d3c !important}#ncf_sidebar.ncf_minimalistic a.ncf_button,#ncf_sidebar.ncf_flat input[type=submit],#ncf_sidebar.ncf_minimalistic input[type=submit]{box-shadow:0 2px 0px 2px #d92d3c}#ncf_sidebar.ncf_minimalistic a.ncf_button:active,#ncf_sidebar.ncf_flat input[type=submit]:active,#ncf_sidebar.ncf_minimalistic input[type=submit]:active{-webkit-box-shadow:0 1px 0px 2px #d92d3c;-moz-box-shadow:0 1px 0px 2px #d92d3c;box-shadow:0 1px 0px 2px #d92d3c}.ncf_imagebg_custom{background-image:url("") !important}.ncf_imagebg_custom.nitro-lazy{background-image:none !important}.nks_cc_trigger_tabs .ncf-tab-icon .fa:before{color:#ed1c24 !important}.nks_cc_trigger_tabs.nks_metro .ncf-tab-icon .fa-stack-2x{background-color:#ed1c24}.ncf_mobile .nks_cc_trigger_tabs .ncf-tab-icon:after{display:none !important}.nks_cc_trigger_tabs .ncf-tab-icon:after{opacity:0;visibility:hidden;content:"Contact us";background-color:rgba(0,0,0,.7);position:absolute;padding:6px 14px;font-size:14px;top:50%;margin-top:-20px;left:110%;font-family:inherit;line-height:28px;white-space:nowrap;border-radius:20px;-moz-border-radius:20px;-webkit-border-radius:20px;color:#fff;-webkit-transition:opacity .25s cubic-bezier(.645,.045,.355,1),visibility 0s .25s;-moz-transition:opacity .25s cubic-bezier(.645,.045,.355,1),visibility 0s .25s;-ms-transition:opacity .25s cubic-bezier(.645,.045,.355,1),visibility 0s .25s;-o-transition:opacity .25s cubic-bezier(.645,.045,.355,1),visibility 0s .25s;transition:opacity .25s cubic-bezier(.645,.045,.355,1),visibility 0s .25s;-webkit-backface-visibility:hidden}body:not([class*=ncf_exposed]):not([class*=ncf_transitioning]) .nks_cc_trigger_tabs .ncf-tab-icon:hover:after{opacity:1;visibility:visible;-webkit-transition:opacity .25s cubic-bezier(.645,.045,.355,1);-moz-transition:opacity .25s cubic-bezier(.645,.045,.355,1);-ms-transition:opacity .25s cubic-bezier(.645,.045,.355,1);-o-transition:opacity .25s cubic-bezier(.645,.045,.355,1);transition:opacity .25s cubic-bezier(.645,.045,.355,1)}.ncf_sidebar_pos_right .nks_cc_trigger_tabs .ncf-tab-icon:after{right:110%;left:auto}.nks_cc_trigger_tabs.nks_metro .ncf-tab-icon:after{left:100%;border-radius:0px;-moz-border-radius:0px;-webkit-border-radius:0px}.ncf_sidebar_pos_right .nks_cc_trigger_tabs.nks_metro .ncf-tab-icon:after{right:100%;left:auto}.nks_cc_trigger_tabs.nks_metro .ncf-tab-icon.fa-2x:after{padding:10px 14px;margin-top:-24px}.nks_cc_trigger_tabs.nks_metro .ncf-tab-icon.fa-3x:after{padding:21px 14px;margin-top:-35px}.ncf_exposed #ns-overlay{opacity:.7}@keyframes bodyArrived{from{opacity:.99}to{opacity:1}}@-moz-keyframes bodyArrived{from{opacity:.99}to{opacity:1}}@-webkit-keyframes bodyArrived{from{opacity:.99}to{opacity:1}}@-ms-keyframes bodyArrived{from{opacity:.99}to{opacity:1}}@-o-keyframes bodyArrived{from{opacity:.99}to{opacity:1}}body{}img#wpstats{display:none}.arc-header{padding:clamp(60px,9vw,120px) 0 48px;border-bottom:1px solid var(--rule-strong)}.arc-header .eyebrow{margin-bottom:20px}.arc-header h1{font-size:clamp(40px,6vw,80px);line-height:1;letter-spacing:-.03em;margin:0 0 16px}.arc-header h1 em{font-style:italic;color:var(--ink-3)}.arc-header .arc-desc{font-family:var(--f-display);font-size:clamp(17px,1.4vw,20px);color:var(--ink-3);max-width:60ch;line-height:1.5;margin:0 0 20px}.arc-meta{font-family:var(--f-mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-4)}.arc-grid{padding:0 0 80px}.arc-card{display:grid;grid-template-columns:220px 1fr;gap:36px;padding:36px 0;border-bottom:1px solid var(--rule-strong);align-items:start;text-decoration:none}.arc-card:first-child{border-top:0}.arc-card .ac-img{aspect-ratio:3/2;background:var(--paper-2) center/cover no-repeat;border-radius:4px;overflow:hidden;transition:transform .35s ease;flex-shrink:0}.arc-card:hover .ac-img{transform:scale(1.03)}.ac-meta{font-family:var(--f-mono);font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-4);margin-bottom:12px;display:flex;gap:16px;flex-wrap:wrap}.ac-meta .ac-cat{color:var(--accent)}.arc-card h2{font-family:var(--f-display);font-weight:400;font-size:clamp(20px,2.2vw,28px);line-height:1.2;letter-spacing:-.015em;color:var(--ink);margin:0 0 12px;transition:color .15s}.arc-card:hover h2{color:var(--accent)}.arc-card p{font-size:15px;line-height:1.6;color:var(--ink-3);margin:0 0 16px}.ac-link{font-family:var(--f-mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--accent);display:inline-flex;align-items:center;gap:6px}.arc-pagination{display:flex;gap:8px;justify-content:center;padding:20px 0 60px;flex-wrap:wrap}.arc-pagination .page-numbers{width:40px;height:40px;display:grid;place-items:center;border:1px solid var(--rule-strong);border-radius:4px;font-family:var(--f-mono);font-size:13px;color:var(--ink-3);transition:all .15s}.arc-pagination a.page-numbers:hover,.arc-pagination .page-numbers.current{background:var(--ink);color:var(--paper);border-color:var(--ink)}.arc-pagination .page-numbers.dots{border:0;width:auto}.arc-empty{padding:80px 0}.arc-empty h2{font-size:clamp(28px,3vw,40px);margin-bottom:12px}.arc-empty p{font-size:17px;color:var(--ink-3);margin:0 0 28px}@media (max-width: 700px){.arc-card{grid-template-columns:1fr;gap:16px}.arc-card .ac-img{aspect-ratio:16/9}}

repayments

How to calculate my worldwide income for HECS/HELP debt purposes

Tweaks CLOSE

Tweaks