HELP debt
HECS Debt for Expats: Repayment and Reporting Rules
The Two HECS Traps That Catch Expats: Voluntary vs Compulsory, and the Two Different Thresholds Let’s kill a myth that refuses to die. Somewhere…
Read articleHELP Debt While Living Overseas: What Australian Expats Owe
Thinking your HELP debt stays behind when you move overseas? It doesn't. Since 2017, Australians abroad with a HELP, VET Student Loan or Australian…
Read articleHow to calculate my worldwide income for HECS/HELP debt purposes
Reviewed and updated June 2026 This guide reflects the rules as at June 2026: the three ATO methods for calculating worldwide income (simplified self-assessment,…
Read articlePreparing to Move Overseas: A Practical Checklist
Every year, thousands of Australian residents pack up their belongings to start a new life overseas. For some this move is only temporary (1-2…
Read articleAustralian expats to repay HELP debts
Editor’s note: This article dates from 2015–2017, when the rules requiring Australian expats to repay HELP and TSL debts from overseas were first legislated…
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